Enter your income, debts, and savings. We'll show you comfortable, stretch, and maximum home prices — not just what a bank will approve.
Your Finances
Annual Gross Income ⓘ
$
Monthly Debt Payments ⓘ
$
Down Payment Savings
$
Interest Rate
%
Loan Term
State
Your Affordable Home Price
🟢 COMFORTABLE
25% of income
$0
$0/mo
🟡 STRETCH
28-33% of income
$0
$0/mo
🔴 MAXIMUM
36% DTI limit
$0
$0/mo
⚠️ Reality Check: Just because a bank approves you for the "maximum" doesn't mean you should spend that much. The "comfortable" range leaves room for emergencies, vacations, and saving for retirement.
Your Financial Snapshot
Monthly Gross Income
$0
Monthly Debts
$0
Current DTI Ratio
0%
Available for Housing
$0
Down Payment
$0
📊 Your Budget Breakdown
This chart shows what percentage of your income goes to housing, debts, and savings. The 28/36 rule says housing should be under 28% and total debts under 36%.